PBA Tip of the Day brought to you by Steve Savino with Kemper Health (480) 236-2899 
Participating in a group life insurance through your former employer can change depending on who (you or the company) purchased it. Disability insurance can pay more than half of your income. Finally, long term care can provide nursing home coverage, but only some will allow in-home care.
Be sure to thoroughly investigate the benefits when you change employers. Your preparation should insure a smoother transition. For more information, contact Steve today!